In my group, after researching every possible way to invest in money, we decided to address stocks, ETF's and mutual funds. After analysing several reports, we came up with two different stocks, a mine and a personal service company, and a mutual fund that a bank offered here in Peru.
We had enough research for both of the stocks, but we had no reasons to support our choice of the mutual fund other than it diversifies and balances our portfolio. We started researching different ETF's and mutual funds from North America, to diversify our portfolio not only by investing in different stocks and industries but by doing it in different indexes. Finally, when we made a choice, we noticed that we didn't meet the minimum fee to any of our interests.
By now, we are maintaining our choice of the mutual fund in Peru even though we have no reasons to predict future, hopefully we keep learning and we can begin to come up with innovative solutions to invest our money and meet the client's requirement.
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